Forex 2015 Forecast for Trading Major Currency Pairs

At present, dollar, in pair with other top currencies, is the highest traded currency in the world, due to significant resistance in the market. Forex forecast suggests that any dollar weakness must be regarded as temporary. Although, it can damage new traders entering this market for a short time, but pro-USD is the biggest picture.

Euro forecast

Euro continues to remain under pressure as ECB (European Central Bank) is quite determined to pump more cash in the Eurozone.

Current Euro exchange rate –

• 1 EUR = 0.7837 GBP and 1 GBP = 1.2770 EUR
• 1 EUR = 1.2516 USD
• 1 EUR = 1.4443 AUD

A forecast for Eurozone and US economies suggests that EUR/USD will decline to 1.25 by the end of 2015. It also predicts that there will be a consistent fall, but at slow rate than what is seen recently. The pattern in EUR/USD monthly candlestick chart connects 2005, 2010 & 2012 lowers at 1.1643, 1.1880 and 1.2046 respectively. At the moment, it intersects at almost 1.21 increasing little by little every month. HSBC Holdings have covered a bullish USD outline, and predicted that by the end of 2015 EUR/USD will be 1.19. Moreover, if US authorities ignore push backs to increase USD value the downside may be larger.

Pound prediction

Lately, the pound to dollar trading seems to be on the back-foot. Majority of forecast suggests that more falls are possible with momentum depending on USD bulls. Currently, GBP/USD exchange rate is below 1.6000 levels, and can possibly decline to 1.550.
The recent economic data has caused this weakness, which gives an impression that UK will soon join EMU (Economic & Monetary Union). Another reason to expect from the selling of pound is that currently BoE (Bank of England) sounded a little bit dovish as well as supported GBP/USD downward view.
HSBC Holdings analysts forecasted that GBP/USD rate will drift lower from 1.60 (2014) to 1.55 by 2015.

Australia dollar forecast

Forecast suggests that the year 2015 is not positive for traders hoping for strong Australian currency. However there can be sharp rebounds possible like -

• At this moment, GBP/AUD exchange rate is trading 0.43% low at 1.8460
• EUR/AUD is 0.40% low at 1.4474
• AUD/USD is 0.49& high at 0.8884

Economists expect Australian GDP to plummet by 2% in 2015. Technical forecast points out that AUD/USD is fast approaching the main support level – 8850, which was this year’s low.

New Zealand dollar projections

NZD is experiencing a substantial pressure in the global financial market. At the moment –

• NZD to USD is 0.27% low (0.7787 NZD)
• Pound to NZD is 0.22% high (2.0813 NZD)

The RBNZ intervened and pushed ‘Kiwi’s’ low by highlighting that its rate is unfair. Analysts feel that the NZD currency is behind time, which can bounce back sharply. However, traders are urged to be careful, when they trade this currency.

Canadian dollar presumption

The USD bullish run is keeping Canadian dollar buying interest suppressed.

Current CAD status –

• 1GBP = 1.8124 CAD (0.18% low)
• 1EUR = 1.4095 CAD (0.35% low)
• 1USD = 1.1183 CAD (0.13% low)

Canadian dollar has come under significant pressure after BOC hinted the probability of ‘Loonies’ currency value declining in the near future. Another story from BOC indicates that after the US has finished tapering purchase of assets, and will start increasing interest CAD rates, which will further soften it.
These predictions will give you an idea about the trading environment, but for more accurate and updated information, you could contact Primetrade analysts.

Things My Husband and I Do Daily to Stay Happy

My marriage is one of those things that are the most precious for me and that bring sense into my life. I’m strongly convinced that relationship between spouses is like a plant which needs daily care and attention in order to stay alive and fresh. That’s why we should always nurture our relationship and increase the power of our love, no matter how long we have been living with our significant other.

My husband and I have been married for 3 years, and during this short period of time I have clearly understood a few things that really matter to my family life and which make it stronger and happier. Those are our hard work, patience and mutual desire to have a successful marriage. I should say that love alone is not enough for a happy marriage, especially when you have to go through hard times that are waiting for you after the honeymoon.

Now I see that our understanding, support and respect to each other can work wonders. I’ve found out that to be happy and feel satisfied with my husband I need to follow some simple rules every day. With the help of the following things that my husband and I do daily, we manage to stay happy and feel like we’ve just married.

1. We say compliments to each other

Regular compliments are one of the most effective ways to show our appreciation to those we love. Unfortunately, lots of couples simply forget to do that after their wedding. However, I try to use any chance to praise my husband whenever he does something well, even if it is a small thing like making a cup of coffee for me or washing dishes after the dinner. In his turn, my loved one always tells me how beautiful I look in my new dress and how much he enjoys delicious dishes I cook for him.

All these compliments create positive atmosphere in our relationship promoting us to feel appreciated and loved. As a result, our marriage is filled up with freshness and excitement we experienced while dating. Keep in mind that daily compliments are an indispensable part of the perfect and long lasting relationship.

2. We express our love in different ways

By expressing our love in various small ways we energize and refresh our marriage. Do you remember how often you told the words of love to your sweetheart before getting married? Certainly, you did that dozens of times a day. I think now, when you’ve lived some years with your spouse, nothing prevents you from saying those magic words at every possible opportunity.

Perhaps somebody may find it ridiculous but I can’t even count how many times my husband and I say “I love you” to each other during the day. Surely, telling your love is not the only way to show your partner how much you care about him. There is a variety of little things that you can do to express your affection and make your significant other happy. When my husband kisses me, hugs me or does something pleasant for me, there is no need to tell any words as I can feel all his love and tenderness. Personally I always kiss my beloved before he leaves for work and give him a massage when he gets home. These are the best signs of my love that bring him happiness and satisfaction. If we love someone, we shouldn’t restrict our feelings but tell about them as often as possible.

Read also – 7 Astonishing Things That Are Important to Men

3. We share household chores

Family life is extremely busy because we have to go to work and cope with a tremendous amount of household chores that are waiting for us at home. But when should we relax and enjoy with our families? It is considered that all the housework is exclusively a woman’s responsibility, however, I’m convinced that both spouses should take part in the household running equally.

It would be great if we did at least something to make our partner’s day easier. Actually, the list of the tasks to do is endless. For instance, my husband usually buys some foods, like bread or milk on his way home in the evening and I really appreciate this small help. Whenever he sees I’m completely exhausted after my working day, he may also wash the dishes and clean the kitchen in order to lighten the load for me. By doing this he shows me his affection and appreciation.

Moreover, we made it a habit to do some chores together. Cooking is my favorite one since it gives me a perfect opportunity to spend an unforgettable time with my sweetheart. Cooking together creates more love, connection and intimacy in my relationship. Once a week we have a romantic dinner with the candles lit on the table and the television off. This habit builds an intimate and deep connection between us.

4. We communicate with each other

In my opinion, constant communication is the basic key to a happy marriage. No matter what you speak about, you simply need to share your thoughts, ideas and problems with your spouse. My husband and I have no secrets and forbidden subjects to talk about. I can discuss everything with my husband, including family budget, menu for the dinner or our plans for the weekend. It’s not difficult to ask your spouse how was his/her day and this simple question will express your interest and care about him/her. Even small talks help us to understand each other better and avoid conflicts that may harm our marriage.

5. We reconnect throughout the day

Taking into account the fact that we have busy schedules, it may be rather problematic to stay connected with those we love in the course of the day. But if you want to keep your marriage strong and happy, you will allocate time to reconnect with your spouse by all means.

I think nothing can be better than getting a spontaneous message from my husband when I’m at work. His tender words of love always cheer me up and inspire me to carry out even the most difficult tasks. Every lunch break I send sweet and flirty texts to my husband like “I love you”, “I miss you” or “I can’t wait to see you.” My husband never forgets to give me a call on the way home. All these things assist us to keep in touch throughout the day and focus on our relationship. You may discover plenty of other ways to reconnect with your loved one, just bear in mind that you need to be creative.

Read also – 10 Advantages of Being Married

6. We stay romantic and give presents

Romance is a crucial part of a happy marriage, so we should remember to show romantic gestures to our spouses to enhance our happiness. My husband and I never let the stress and turmoil of daily life get in the way of having romance in our relationship. We don’t need any special occasion to give presents to each other or make surprises. I love to get gifts from my beloved without any reason. At such moments I feel that I’m important and special to him.

Giving a gift to the one you love is one of the most efficient ways to express your affection. It doesn’t mean you have to buy only expensive jewelry or perfume for your spouse. It will be even more pleasurable for him/her to get something that you’ve made yourself.

I should admit that my husband is a very romantic person and that is one of the reasons I love him so much. He regularly surprises me with flowers on my bed in the morning, delicious dinner or relaxing bubble bath. There is a wide range of romantic ideas. The main rule is to practice them often to make your marriage thrive.

You can be sure that all the things and family habits I’ve mentioned above are really worth doing as they helped me to create a blissful relationship with my spouse. Within the 3 years of our marriage we’ve experienced everything: happy moments, misunderstandings and quarrels. But we still love each other as much as we did while dating.

The major rule I’ve learned from my family life is to keep the burning fire between the two of us, support and love each other whatever happens. Only this way we can stay happy in our marriage. What do you do daily to strengthen your relationship with the one you love?

Career vs. Marriage: Why I Сhoose Career over Marriage

I never thought of this choice until my mid-20s when people started overwhelming me with questions about marriage and kids. I just live my own life, date a nice guy and I love my job. Nowadays many women have to choose between career and marriage. Even though the choice is evident, I don’t hurry to tie the knot. In our society a woman is thought to be desperate for children and family and the earlier you start your family, the better. However, to my mind, motherhood and marriage are not the only field a woman can succeed in. Here are a few reasons I choose career over marriage:

I need professional development

Admittedly, there are lots of things that make me feel happy, and my job is definitely one of them. You can call me career driven, but I want to succeed in what I’ve started. When I graduated from college I was lucky to work at a highly respected newspaper. Professional development and experience are important to a young graduate since it’s very easy to lose your professional skills without practice. I feel very enthusiastic about my job and there are heaps of ideas I want to realize. Your job gives you financial independence and confidence, which will provide you with better future.

Moreover, I’ve seen a lot of women who were disappointed and frustrated when their children have grown up and left them. All their lives they’d been existing for their kids and now these women have nothing to do with their lives. In this sense, job is an essential thing, which let you live your life to the fullest no matter what.

..and personal as well

A friend of mine welcomed a baby at the age of 18. No, it wasn’t unintended pregnancy; she just wanted to have children as soon as possible. But, honestly, I can’t understand how you can rear children when you can’t take care of yourself? Naturally, our lifestyle and views differ when we are in our 20s and 30s. A person undergoes most important changes in the life during this period. Your early and mid-20s are the time of parties, travelling, dates and education. All these things give you priceless experience and transform you into a full-fledged personality. I’m not a psychology expert but I know perfectly well that I am too young to have children and family right now. I realize that I’m not that little girl that talked too much and cried easily, but it’s not enough to quit my single life.

I need stability

Obviously, I want to provide my children with good education, good living conditions and good life. You can hardly give it to your kids in your twenties. A single life gives you the chance to save more for a house, car or whatever you want to buy.

Another thing you should be 100 hundred percent sure about when getting married is your spouse. Dating for several months is frequently not enough to learn the person. Refusing early marriage means you have enough time to find “that special guy”. You can understand what exactly you expect from your would-be husband and you are more likely to avoid mistakes. Well, I have a boyfriend and I love him very much, but I’m not sure if I want to marry him.

Read also – 7 Reasons It’s Great to Stay Single Until 30

I want to emotionally get ready for marriage

Family life can considerably change your usual daily routine. You might not become a housewife, but marriage always means big laundry, weekend gathering with relatives and common budget. I need hardly mention that with the advent of a child your life will change forever. Naturally, you cannot be utterly ready for all this stuff. Sometimes people have quite dim concepts of family life and children upbringing, and they cherish illusions about their common future.

My parents have been married for more than 26 years and they are still in love with each other. I, however, cannot get used to the thought that I will have to spend the rest of my life with one person and have children with him. I consider marriage to be once-in-a-lifetime thing since it’s the most important choice in my life. Thus, I have a perfect right to think everything over as long as I need.

Nowadays society constantly keeps telling us that time is running out, and that there is nothing more important for a woman than creating a family. However, I notice that not wanting kids is absolutely normal these days. I stopped worrying about this. Do you know why? I realized that my biological clock will signal me clearly enough that I’m ready to be a mother and a wife. That’s why I continue dating my man, being busy with my favorite work and enjoying my life. Do you think marriage is more important than career?

8 Reasons Why a Good Woman Stays in a Bad Relationship

It may sound strange, but it’s true that many women who are good wives, perfect mothers, and who are very successful at work, stay in bad relationships. Why? It’s actually an age old question, but here are a few major reasons why a good woman stays in a bad relationship.

1. Insecurity

If a woman is a housewife and she’s living a simple life she might feel insecure about the idea of ending a bad relationship she is in. She thinks that her relationship is not so bad, because she has a house, husband and children. She doesn’t know what she’d do if she leaved her man who earns money and who is the father of her children, even if she knows that he doesn’t love.

Read also – 8 Obvious Signs of an Unhealthy Relationship

2. Love

One of the great reasons why a good woman stays in a bad relationship is because she loves her partner a lot. She has accepted him as he is without any conditions and she is ready to forgive him everything. Her love just blinds her from seeing that the relationship she is in is hurting her dignity.

3. Hope

Perhaps, the biggest mistake most women make is that they think they can change their partners. They think that if they stay in the relationship that has gone sour, they can make him change into a better person, but eventually they make the mistake of changing themselves. A good woman who is in a bad relationship hopes that one day he will change his attitude toward her.

4. Fear

A good woman stays in a bad relationship because she is simply afraid of being alone. It’s not so easy for a committed woman to think of breakup or divorce. She thinks that being in a bad relationship is better than being alone. She might have a good career, but she’s still afraid of the big world outside. Plus, the idea of raising her children on her own can be very frightening for her.

5. Too late

For a good woman it seems impossible to end a long-term relationship. She thinks that it’s too late to be out of the bad relationship. That’s why she sticks to it. Plus, the constant abuse may lower her self-worth and make her believe that she doesn’t deserve a better life.

6. Too good to hurt him

A good woman stays in a bad relationship because she loves her man, wants to have kids with him, and takes care of all his needs, yet doesn’t get the love from him. She doesn’t fight back as she doesn’t want to hurt her husband. She has a loving heart that forgives the cruel treatment of her man. A good woman quietly accepts her life and continues living in a dream that one day her husband will love her back.

Read also – 7 Unhealthy Reasons Couples Stay Together after Their Love Fades Away

7. No way out

Sometimes a good woman may fear for her life, and she is scared to end a bad relationship, especially if she is not financially independent. She doesn’t have a job and she feels like she cannot work and make her own money.

8. A beautiful past

A woman who has been in an amazing relationship with her man for a long period of time can never leave him. She may think that they just have difficult times, that’s why they fight a lot. She just can’t accept that the man who has lost interest in her or who’s now abusing her verbally or even physically is the same man that she once loved.

Why a good woman stays in a bad relationship can range from the emotions all the way down to fear. It’s difficult to break up with someone, especially if you are dependent on them or love them. Have you ever been in a bad relationship? Do you know any other reasons why good women stay in bad relationships? Feel free to share your experiences.

8 Bad Reasons to Have a Baby

There are a lot of terrible reasons to have a baby. Nowadays many young people start their families because they let themselves be influenced by some outside factors. And as a result, they might feel a certain amount of guilt or regret, in spite of how much they love their children. If you are going to have a baby, it must be because you and your significant other want to. Check out 8 bad reasons to have a baby.

1. Because time is running out

Often many women feel that they must have a baby because time is running out. But it is actually a bad reason to conceive, especially if you are not committed to starting a family.

2. Parental pressure

Another bad reason to have a baby is to keep your parents happy. They can drive you crazy with their endless questions about when you are going to have a baby, and complaining that their coworkers and friends have a lot of grandchildren. But don’t let your parents influence you, it’s your life and only you can decide when to start a family!

3. Partner pressure

Your significant other may want to have a baby more than you want and he may try to encourage you to understand him. Or maybe you are the one who’s more enthusiastic. If your partner is ambivalent about having a child, don’t even try to persuade him. Remember a baby must be wanted by both parents.

4. Get your partner to commit

Many women get pregnant because they are tired of waiting for their partners to commit to them. If your boyfriend doesn’t want to commit to you, then parenthood won’t change anything. If you really want to start a family, maybe it’s time to find someone who wants children?!

5. Save a failing relationship

We know that parenthood is greatly demanding as well as very stressful on a relationship, but still many of us think that having a child can save a failing relationship. The truth is that it will never work. If things aren’t going well don’t intentionally bring a child into your relationship, it can even hasten the end.

6. Fill an emotional void

Some women get pregnant because they want to have someone to love them. They think that their children will always love them unconditionally. Maybe it is true when your child is young, but where is guarantee that you will always have a close relationship with your child.

7. Avoid loneliness

If you decided to have a baby to avoid loneliness, you should remember one main thing – your child will grow up and will not be with you forever. Your child will live his/her own life as adult, and shouldn’t be used to fill emptiness in your life. Don’t have a baby just to cure your loneliness!

8. Have a caregiver when you get old

It’s one of the worst reasons to start a family! I know it’s okay to look after your parents when they get old, but I think it is unfair to have children assuming that they will be your caregivers one day. Your children should live their own lives.

Have children because you and your partner want them and will love them, but not because someone else wants. Have you ever been pressured by anyone to have a baby? Share your thoughts, please!

Loneliness Isn’t a Cruel Fate, It’s a Choice

Loneliness is a common thing these days and many people complain that they are lonely and unhappy since it’s a cruel fate. However, it’s actually their choice. Hobbies, money and fame can make you happy, but I strongly believe that children, family and closest friends are real treasures. We all need other people and most of us feel awfully lonely because of lack of communication. However, sometimes we feel lonely when we are surrounded by coworkers or even family members. Why? Because we decided to feel lonely. This choice is mostly subconscious and unintended. Let’s try to find out why you feel so lonely in your life.

Bad experience

One of the reasons we often choose loneliness is our desire to protect our feelings. We all have bad experiences with friends, sweetheart or parents, but it doesn’t mean that you should stay away from everyone. This kind of solitude may be both deliberate and unintentional. Sometimes it’s easier to give up people at all in order not to get hurt again. But people are different. There are 7 billion people on earth and the majority of them are kind, well-intentioned and faithful. Just because you’ve been betrayed once doesn’t mean all people are much of a muchness. Don’t hide from people around you, and you will feel much happier and less lonely.

Fear of being rejected

Nowadays most people suffer from low self-esteem and often we are too shy to give a smile to a stranger or start a conversation. We spend a lot of time in front of screens without noticing that we just waste our precious time. Social media won’t help you overcome your loneliness; it can me you feel worse. After all, how can you show others how unique and talented you are, if you don’t meet them in person? You should be proud of your personality, opinion and choices. Yes, finding a good friend or beloved is a trial-end-error process. But it is the only way to get rid of gut-wrenching loneliness. You never know what you get unless you try. Thus, if you want to get to know someone better, do it! Let yourself be vulnerable since it’s a natural human feature. This will help you to fight your fears and live a happier life.

Steep demands

What are you expecting from others? Are you irritated and disappointed at their drawbacks? If you made a list of traits your boyfriend or friends must have, throw away that list right now. I had such a list too and I was one of the loneliest people in the world! I expected too much from my parents, boyfriend and friends, so it’s no wonder they didn’t even want to see me, not to mention that they didn’t want to communicate with me. If you love rules and you strive for perfection, you need to break this bad habit. Understand that we live in far-from perfect world and no one is ideal. You should learn to see the good in people in order to understand that everyone is unique and wonderful in their own way. Let yourself be natural and imperfect; you’ll see that life is much easier than you think and you are not lonely.

Read also – 8 Worst Habits of Unhappy People and How to Break Them

Laziness

Yes, you read that right! Many people pretend to be lonely just because they don’t want to do at least something to change the situation. Remember that if you really want to do something, you’ll find a way. But if you don’t, you’ll find an excuse. Be frank with yourself and decide whether you really need more people in your life. If you do, stop whimpering and start acting. You will see that people appreciate your initiative and desire to be closer to them. Don’t let your laziness poison your life.

False priorities

In this hectic, modern world many things, including our priorities, underwent changes. While 40 years ago family and children were above all, now most people are anxious about their professional development, career and money. We spend most time at work and think that money will make us happier. Never, ever money won’t make anyone happy! No matter how much you love your job, don’t make it a priority. Your career won’t help you when you will feel down or get sick. I’m not telling you that you should quit your job. I just want to say that you should set your priorities wisely and don’t forget about your family and friends.

Even though loneliness is your choice, it doesn’t mean loneliness is bad. Every person needs some alone time, especially if you are an introvert. But if your life is plagued by loneliness, follow the aforementioned tips to find out the reason why you feel so lonely. Do you think that loneliness is a person’s choice?